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Why Insurance Matters: A CHI Perspective

The Denver Post invited CHI to write the centerpiece article for a special Perspective section titled Fixing Obamacare.

Denver Post pageThe Denver Post editorial board wanted to advance the conversation about fixing the Affordable Care Act (ACA), and they invited CHI to provide the lead article in a special Perspective section — the Sunday opinion pages — on October 22, 2017.

In the article, CHI President and CEO Michele Lueck shared a personal example of why insurance coverage matters. Late this summer, CHI Senior Data Analyst Rebecca Silvernale gave birth to a son, Liam, born 12 weeks early. After nearly three months in neonatal intensive care, Liam went home with his parents. The ordeal would have bankrupted an uninsured family — or even a family with insurance in the days before the ACA banned lifetime payout limits on health insurance policies.

CHI's article observes that the protracted debate over ACA repeal has helped advance a consensus that health coverage matters. With that in mind, the article proposes three steps to take to fix the ACA and two pitfalls to avoid:

  • Expanded tax credits could help middle class people left behind by the ACA to afford insurance.
  • Efforts toward health literacy could make people healthier while cutting the use of expensive care.
  • Medicaid costs might be addressed through existing or future reforms to how the program is run.
  • Transparency in prices is a hot topic, but the evidence for its cost-cutting potential isn't good.
  • One-party plans like single-payer health care are not likely to succeed — or last if they do — in such a fractured political environment. 

Other articles in the Post section came from Sen. Michael Bennet, D-Colo., Rep. Mike Coffman, R-Colo., and Gov. John Hickenlooper, D. The Post also wrote a staff editorial proposing a way forward on the ACA.

Read CHI's article here or by clicking on the page to the right.