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Informing Policy. Advancing Health.

Insurance Prices

CHI analyzes insurance companies' annual filings with the Colorado Division of Insurance to see what they mean for residents and the state's efforts to increase health coverage.

 Under the Affordable Care Act, much attention has been paid to the price of insurance coverage on the individual market and the lack of choices in some regions of Colorado. Residents of mountain counties, in particular, pay some of the highest premiums in the United States.

This trend worsened in 2017. Most health insurance carriers on the individual market posted sizable rate increases. These climbing prices present challenges for efforts to expand insurance coverage through the individual market. The report at right looks at these trends.

Key Dates to Watch

May: Insurance carriers file proposals with the Division of Insurance to offer policies in different regions of the state on the individual and small group markets for the following calendar year. They also request approval for their prices. The division analyzes the rates over the summer and sometimes changes the prices it allows carriers to charge.

September/October: The Division of Insurance publishes its final approved rates. It reports data by county and rating region.

Previous Reports

2017 prelim rates report2016 rates final 2015 rates final