Insight & Analysis / Uninsured and Underinsured Coloradans Have Similar Health
Colorado’s underinsured population, according to the 2011 Colorado Health Access Survey (CHAS), now includes about 675,000 people, an increase of 25,000 people from the 2008-2009 survey. CHI defines the underinsured as those who have health insurance but still have significant out-of-pocket medical expenses relative to their annual income. For single individuals above 200 percent of the federal poverty level, about $22,000 in 2011, the threshold is 10 percent of their annual income.
Colorado’s uninsured and underinsured add up to more than 1.5 million people, or nearly 30 percent of the state’s residents.
The 2011 CHAS indicates that the underinsured are just as likely as the uninsured to report only fair or poor health, the lowest health categories. About one of four uninsured and underinsured Coloradans self-reported their health status as fair or poor. By comparison, about 10 percent of the adequately insured reported fair or poor health.
The CHAS is a program of The Colorado Trust. CHI manages the data collection and analysis. For more information, read the issue briefs on the overall findings as well as the affordability of health care and health insurance coverage